Our financial guru, Ramona Ortega from My Money, My Future (Mi Dinero, Mi Futuro) is back! She sits down with Bricia and Paulina to discuss “legacy planning.” Ramona breaks it all down by supplying us with tools and steps on how to protect the wealth we’ve built over generations and how we can keep building on it.

We dive deeper into life insurance, what a beneficiary is, the differences and benefits of a will and a trust, and how to save for college with a 529 plan. Also, the importance of opening up a dialogue about money with our children and our own parents.

Plus, Ramona and Paulina give us examples of how they embed money into everyday conversations with their kids, and Bricia speaks on why the best investment you should make is in yourself.